Scam Type
Advance Fee Loan Scam
Business Name Used
Unavailable
Date Reported
February 04, 2024
Postal Code
94706
Total Dollars Lost
$ 0
Scam Description
Contacted me on 1.26/24 after applying online to Advance America 01/25/24 by text and voice stating i was approved for a loan up to $8000 approval code :FIRST APPLY95. and to contact them . Charlie Harper is the name and person identifying himself as Advance America proceeding to discuss this loan and the process and stated that his manger Don Watson would be contacting me to further go over the loan agreement , which a document was requested to be signed. at this point i had not confirmed I wanted to do business. Citibank contacted me same day for verification of my account of Advance America attempting to access account for verification to deposit funds and did I apply with them for security reasons. At this point I stated yes and my bank stated it was ok to proceed to doing business due to their existing relationship for 7 years. I was contacted again by Advance America stating there would be small deposits made which I saw in account same day, The calls from Don Watson and Charlie Harper were happening all throughout the day while at work with urgency. After speaking with me, Don Watson ask about a Walmart nearby and that the next step would be to return the funds back to show and qualify for the loan and this would process would need to take place three time before loan is processed. Received call from Don Watson 1/1/27/24 to go to Walmart he would be sending two bar codes and to show it to the money center agent and take my debit card to return $1000 and second bar code to send $990 and then send photo copy of receipt my account where funds were mobile check deposited by Don Watson aka Advance America loan manager. I was told there would be another deposit on 01/29/24 and make myself available which I did not and was called multiple times during the day which I did not return, upon review of my checking account for incoming bills to be paid out and balance saw another huge another deposit for $1,9995 mobile deposit with no check image. I was suspicious after first encounter and called my bank fraud department, Department of Treasury, State of New Jersey, Property Tax Relief Fund, check # 9388798592 , Bank of America in my name , back of check for endorsing my first name is only in that line and is printed.. told them I did not deposit these amount into the account and at this point my account was comprised , Don Watson send text and voice along with calls from various phone numbers to pursue legal actions for following charges against your name and social security,, theft by deception, identity theft and collateral fraud for nonpayment to Advance America.
Because of these scammers’ my accounts are comprised I hope they are caught before they ruin unaware \victims lives that could and can possible face financial hardship
