Scam Type
Debt Collections Scam
Business Name Used
Debt Collection
Date Reported
April 26, 2024
Postal Code
70816
Total Dollars Lost
$ 0
Scam Description
Received a call from (601) 588-9608 and this woman named Ms. Johnson stated I owed $1,860.00 for a loan I took out through Loan Point USA and the money was sent to my Bank One account and they wanted me to settle the debt or face court. First of all, I never took out any loan with Loan Point USA. Second, I haven’t had an account with Bank One since 1997 and finally, they used my first married name and I haven’t used that name in 22 years. Ms. Johnson tried to fast talk me to say when the pandemic hit, they stopped collecting on debt but now since it’s over, they are collecting on debt. How are you going to collect on anything I didn’t take out on a bank account that’s been closed for nearly 30 years. She wanted me to do a settlement and I hung up the phone and immediately started doing research. When I pull up the phone number, it comes up with the Mississippi Department of Public Safety and the Mississippi Center for Legal Services. When I tried to look up Scott Randolph and Associates, all I get is lawyers in Pennsylvania and Florida and one of them works for Orange County in Florida. I immediately determined this is a scammer trying to get money out of me using my old married name and an old bank account from a bank that no longer exists.
