Scam Type
Advance Fee Loan Scam
Business Name Used
Northland Lenders
Date Reported
Oct 31, 2022
Victim Postal Code
29708
Total Dollars Lost
566
Scam Description
I was contacted by Amber Bolton by phone telling me I was approved for a loan and had a lender wanting to offer me a personal loan for 5000.00. My credit is not in good standing and was looking for personal loan to help with emergency expense.
She told me the stipulations of getting the loan was by cosigner or I could put up a 3 month deposit to pursue the loan.
I told her I wanted to get the loan without the cosigner so I was interested in putting up the 3 month deposit as collerateral for the loan.
She then told me she would be sending me a loan contract for the terms of the loan and the collateral required.
I received the contract by email and signed it and returned to her withing the same day.
On October 26th she finalzed the loan by my permission. When I spoke to her she gave me a gentleman’s name over the phone in Canada and said it was Canadian lender.
She gave me his name and city and state in Canada which wsa David Colen in Laval, Quebec Canada.
I went to Walmart and use their Western Union services there and did a money gram of 566.00.
I have receipts and emails proving and stating this.
I went home and went back to work. In communciation with Amber throughout the day was difficult and she was hard to reach.
I got one returned call back and left a message on my phone stating the money would be in my account within the next hour of the phone call. I have all emails and messages.Receipts are attached.
The evening went by and no money showed up in my account. I waited till morning and still no money showed up in my account.
I started from 8 am trying to call them. They are 3 hours difference so it was 11am my time before I was able to talk to someone.
I tried reaching Amber continously that morning trying to get some type of explanation as to why the money had not shown up in my account. It was hard getting her even after leaving a message and sending emails.
When finally speaking to her stated she under the impression that everything was good to go.She verified the account number of my checking account and it was wrong by one number.
She said she would talk to her “Release Team” and find out what’s going on.
Well she called back and said that the lender did a hard credit check on me and was still willing to work with me but was requiring an additional 560.00 payment to do the loan. Which was a six month colleteral. I said NO.
I requested my money back and she stated that a refund could be given within a 30 day billing cycle. That someone would contact me when check was cut and was fixing to be mailed.
This amount that I paid upfront was most of my paycheck for the week. I thought this business was legit due to some of the ways of Amber’s persuaion.
This gentleman in Canada has my money of 560.00 and this company says it will be within 30 days that I can get it back. I have made a report to Western Union and contacted local police to get insight on filing a police report in which i have not been able to do yet.
This business is listed as a running business in Seatlle, Washington and I have a feeling I am not the first person this has happened to.
I would love your help in preventing this from happening to someone else with bad credt and is desparate for a break from Covid financial damage.
I want my money back that I work very hard for also. ‘
Any help given would be great and most appreciated. Thank you.
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