Scam Type
Advance Fee Loan Scam
Business Name Used
Lighy Stream Finance- Imposter
Date Reported
Sep 11, 2022
Victim Postal Code
77083
Total Dollars Lost
6000
Scam Description
On July 27,2022 I was online applying for personal loans, and I was contacted via text from a lady going by Veronica from 407-972-3658 who said I was approved for the loan I was looking for and told me to check my email for the paperwork and contracts. I opened the email and in there was a contract that broke down the payment that I would receive as well as my payments to repay loan. all I needed to do was sign it and email back. Once I did that part, I was told I would get my loan. I did receive a small amount not the entire amount, the catch was that they wanted me to keep a portion and buy gift cards and take pictures and send to them. I asked why did I need to that. I was told that because I had low credit score it would help me build it and that is why it allows them to be able to give me the loan. I was apprehensive about it then they deposited more money.. so i figured ok. if its coming into my bank with no issues I decided I would do what they asked once and that was it. they said yes, but no..it wasn’t it. each time they would deposit money they asked me to buy a gift card. I had to go out of town, so I was only able to comply once. while I was out of town, I started to receive messages from my bank about reviewing documents. when I looked, I saw that my bank was letting me know that there were checks deposited that were fraudulent. I was not able to see the images, but, being that I was out of town I wasn’t able to really address the issue. that by the end of the week all the money they had deposited was denied and my account was in the negative. I would call my point of contact a man that went by Steve would tell me that he would get it fixed it was just some system issues. By the 3rd day of “issues” I was still in negative, and he stopped answering me.
